Disclosure

Important Disclosure

Firm and Registration

Wisepath Wealth LLC (CRD #339725) is an investment adviser registered in North Carolina and Arizona. Advisory services are offered only in jurisdictions where the firm and its investment adviser representatives are registered or otherwise permitted to provide services. Registration as an investment adviser does not imply a particular level of skill or training and does not constitute endorsement by a regulator or governmental authority.

Educational Content; No Individualized Advice

Information on this website, including articles, videos, webinars, illustrations, case studies, social-media materials, and other content, is for general educational and informational purposes only. It is not individualized investment, financial, tax, legal, accounting, insurance, medical, or other professional advice. Nothing here constitutes a recommendation that a security, product, strategy, or course of action is appropriate for a particular person.

Advisory Relationships

Investment advisory services are provided only through an appropriate engagement process and written client agreement. Recommendations depend on each client's objectives, financial and tax circumstances, time horizon, liquidity needs, risk capacity and tolerance, and other relevant factors. Submitting an inquiry, viewing content, attending an event, or scheduling a conversation does not by itself create an advisory relationship. Our Form ADV, including the applicable client relationship brochure, is available upon request and is provided to prospective advisory clients before or at the time required by applicable law and before entering into an advisory agreement.

Flat Fees and Third-Party Investment Costs

Wisepath Wealth LLC does not charge or receive a percentage-of-assets advisory fee. Clients receiving investment management may incur separate third-party costs, such as model portfolio fees, underlying mutual fund or exchange-traded fund expenses, and applicable custodial or transaction charges. Wisepath does not receive a portion of those third-party costs, subject to confirmation against actual contracts and billing arrangements. Specific model fees, including any proposed range or maximum, should be disclosed only after verification and compliance approval.

Investment Risk and Illustrations

All investing involves risk, including possible loss of principal. No financial plan or investment strategy is assured of achieving its objectives, and past performance does not predict future results. Projections, hypothetical examples, forecasts, case studies, and planning illustrations may depend on assumptions concerning returns, inflation, taxes, interest rates, longevity, spending, and other variables. Assumptions may not occur, and actual outcomes can differ materially. Unless expressly identified otherwise, hypothetical examples do not portray actual clients.

Tax and Legal Matters

Wisepath provides tax-aware financial planning but does not provide tax preparation, accounting, or legal services. Discussions of Roth conversions, retirement distributions, capital gains, Social Security taxation, Medicare/IRMAA, required minimum distributions, estate planning, trusts, beneficiary designations, deferred compensation, and stock options are offered from a financial-planning perspective. Clients should consult appropriately qualified tax and legal professionals regarding their circumstances. Wisepath may coordinate with those professionals where appropriate.

Insurance, Annuities, and Conflicts

Insurance and annuity products are separate from advisory services. Associated licensed insurance professionals may receive commissions on insurance or annuity sales, creating a financial incentive and potential conflict of interest. Clients are not required to purchase these products through an associated professional. Products may involve costs, surrender charges, restrictions, and risks; insurer guarantees depend on the issuing carrier's claims-paying ability. Suitability, alternatives, and relevant conflicts should be evaluated before any recommendation.

Sources and Changing Information

We use information believed to be reliable but do not guarantee its accuracy, completeness, or timeliness. Tax rules, laws, regulations, markets, and government programs change. Information and opinions may be updated without notice.

Government Agencies

Wisepath Wealth LLC is not affiliated with, sponsored by, or endorsed by the Social Security Administration, Medicare, Medicaid, the Internal Revenue Service, or any other government agency. References to such programs are educational.

Testimonials and Third-Party Statements

Testimonials and endorsements, if displayed, reflect individual opinions or experiences, are not representative of all clients, and do not guarantee future results. Where required, accompanying disclosures will identify whether the person is a client, whether compensation (cash or noncash) was provided, and any material conflicts of interest. Third-party ratings and awards, if used, require applicable disclosures about their source, methodology, relevant time period, and any compensation or conflicts. Readers should review the disclosures presented with each testimonial, endorsement, rating, or award.

External Links and Technology

Links to third-party websites, custodians, professional organizations, technology providers, or other resources are provided for convenience and do not, by themselves, imply endorsement or affiliation. AI-generated or AI-assisted materials, where used, do not constitute personalized professional advice.

Wellness and Lifestyle Content

References to mindfulness, meditation, breathwork, yoga, spirituality, and wellness are optional educational or lifestyle content and do not constitute medical, mental-health, or therapeutic advice. They are not required to engage the firm's advisory services. Consult qualified healthcare professionals for personal health questions.